07. DEAR LAPO BABY...

Why You Feel Broke Even When You’re Trying.

Let me describe your life:

Salary enters
Before you breathe, money has assignments
Before mid-month, alerts are gone
End of month, you’re explaining to yourself

It feels like:

“No matter what I do, I’m not moving forward.”

That feeling is real.

But here’s what’s happening:

You are running two financial lives:
Yours and your family’s.

That’s why progress feels slow.

So what do you do?

1. Create a “Support Budget”
   Not every request is urgent, even if it sounds urgent.

2. Stop emotional spending under pressure
   Guilt is expensive.

3. Set limits (even if it’s uncomfortable)
   You cannot solve everything at once.

4. Start small investments anyway
   Even ₦2k. You need to build your own future too.

Because if you don’t draw a line…

You will solve yesterday’s problems and create tomorrow’s poverty.

Rooting for you,

Paul.